Xeno,
You spoke as if banks and credit rating agencies are the same organizations with the same people. They are not. And free people can choose to use/value different credit agencies differently (or not at all), which is a check on credit agencies being controlled by banks. The check is free people not being idiots. Unfortunately, no one has found a safeguard for people being idiots yet. But this isn't a problem with the system, because banks and credit rating agencies are not the same thing. Until you acknowledge that they're not the same organizations/people or otherwise demonstrate any knowledge whatsoever of the topic, nobody's going to care what you think.
I would completely agree that the Fed is robbing the poor and middle class, but you're not making that argument. I would completely agree that government (which ultimately controls the fed) and private banks (which control the fed) are robbing the poor, but you're not making that argument.
As always it's just incoherent psychobable/trolling void of any real point or response to a single thing I or anyone else has said.
Moral rating agencies? I'm not going to read this trolling. It's another half-cocked idea like "give power to a dictator and he'll sort it all out." It's not a real idea or opinion. It's ridiculous and stupid. Yes, I said that trusting a dictator (or dictator-like agency) to solve problems given massive power is stupid, juvenile, and a not serious opinion. It's the sort of thing a psychopath or child who hasn't thought about it for more than 2 seconds posts, or it's trolling.
We have elections to guard against crappy people in power. But democracy is only as powerful a tool to rid us of corruption as the people are aware and not stupid. You can't protect the people from the idiots they freely elect by taking away democratic power from them--this just strengthens the idiots they elected whom you're trying to protect them from.
As always, I've slaughtered you on content and you've trolled the forum and embarrassed the moderators. Continue!