Re: Obamacare mandate on business

Easy solution....

if you make minimum wage apply for state assisted health insurance like i did when i broke my leg. I make a 3 dollars or so more per hour than minimum wage but i still qualified easily. I pay no premiums and my prescriptions cost no more than 1$ each, regardless of what the prescription is.

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men. Blessed is he, who in the name of charity and good will, shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children. And I will strike down upon thee with great vengeance and furious anger those who would attempt to poison and destroy my brothers. And you will know my name is the Lord when I lay my vengeance upon thee!!

Re: Obamacare mandate on business

damn yikes AA went Galt

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.

Re: Obamacare mandate on business

> dfsf wrote:

> Stop believing Republican propaganda that Obamacare will cause chaos in the job market.

 So 7 major Resteraunt Chains 
announcing changing their work 
force from full time to part-time 
is suddenly propoganda. So
apparently is the doctors 
turning down new medicare
patients and the lay-off
notices by many big companies 

  It's not the first time that a mandate has been put into law in the U.S, just the first time it's been as a country mandate.  Hawaii has had a state healthcare mandate since the 70's, Massachusetts since like 2007 put in place by Romney, and 2-3 years ago the city of San Francisco even imposed it's own healthcare mandate on businesses and employees.  Hawaii's being more lenient but still a mandate.  In all cases once the dust settled, it came with positive opinions from the general public and very little negative effect on businesses or employees.

 Let us repeat after Chris:
Because Hawaii, San Fransisco, and
Massachussetts is such great places.
Hawaii lives on tourism, Michigan
(which I am not surprised you
skipped) is a hell hole due to 
'Benefits' crushing companies 

The business mandate is actually going to help stabilize the private insurance market during this transition and keep many people employed who would not be without the provision.

 {Baghdad Bob voice}:
There are no layoffs
There are no cut hours
There is no reduction in pay
There is no cuts in hiring
These are all lies! 

It's just like the other aspect that republican's try to feed people about how hospital's and medical practices are going to lose so much money because they will be restricted a little on their charging of patients and all these jobs will be lost etc....

Each Dennys resteraunt will 
lose $150,000 a year to
ObamaCare but their
Profits per resteraunt is
less than $150,000 a year 

They don't want to throw out the other side of it about all the money these hospitals lose out currently to people who default on those medical bills and never pay a dime for emergency care which is required to see you.  You'll now see a drop in that and more of people who would do that if they got sick and couldn't afford it who will be covered and able to get a lower cost plan through the Obamacare plan and in the end balance out to where you'll see very little change in how business is able to be run in the healthcare industry.

Excepting it won't. 
Sex changes
Birth control
Visits for the flu (young people can skip)
My pap smear
A womans scrotum exam
Bicycle paths I won't use
Eggplant meal portions uneaten in schools

.
.

In closing dfsf wants you:
To ignore the costs
To ignore the penalties
To ignore reality
To take one for the team
To stop crying
To live for the people
To suffer for the people
To ignore evidence
To hate Republicans
Everything bad in the economy is now Obama's fault. Every job lost, all the debt, all the lost retirement funds. All Obama. Are you happy now? We all get to blame Obama!
Kemp currently not being responded to until he makes CONCISE posts.
Avogardo and Noir ignored by me for life so people know why I do not respond to them. (Informational)

Re: Obamacare mandate on business

That's not what the ACA does AA. It forces businesses to provide coverage. It doesn't make them pay for it 100%, so that means a new "bill" for the employee to pay. If they choose to not accept their new expensive shitty insurance coverage provided by their employer, and cannot afford it on their own plan, then they now pay a penalty in their income tax filings. Please explain how that makes any sense?

Also, the flexible spending account maximum was lowered from $5000 to $2500. How does that benefit the employee?

Not everybody wants a shit Medicare or Medicaid plan either. Most people prefer NOT to have to rely on the govt for every aspect if their daily lives. And if every employee enrolled in such programs, as you recommend, those programs would be bankrupt within weeks. The tax taken to pay for it is extremely less than what it would take to pay out fur such a service as it stands now.

Modestus Experitus

Arby: A very strict mod, reminds me of a fat redneck who drives a truck around all day with a beer in one hand. I hated this guy at the start, however, I played a round in PW with him where he went as an anonymous player. Our fam got smashed up and everyone pretty much left. Arby stayed around and helped out the remaining family. At the end of the round he revealed himself.... My views on him have changed since. Your a good guy.....

Re: Obamacare mandate on business

no scrotum exams for ladies? BUT THAT LEADS TO PROSTATE CANCER


WAR ON WOMEN
WAR ON WOMEN

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.

Re: Obamacare mandate on business

A study has found 77% of "fast serve" resteraunts are considering plans to remove all full time positions and replace them with part time positions.

http://www.qsrmagazine.com/human-resources/real-way-health-care-reform-affects-you

Considering how many companies have announced I am sure change is coming


AA pay attention, this includes your job

Everything bad in the economy is now Obama's fault. Every job lost, all the debt, all the lost retirement funds. All Obama. Are you happy now? We all get to blame Obama!
Kemp currently not being responded to until he makes CONCISE posts.
Avogardo and Noir ignored by me for life so people know why I do not respond to them. (Informational)

Re: Obamacare mandate on business

Hahahahahahahahaha!

I noticed the same thing on facebook as has happened in this thread. Faced with actual knowledgeable people arguing against them, proponents of Obamacare just go silent and leave. None of them even try to respond, because it's just that obvious that they have no idea what they're talking about and are just repeating propaganda.

All the taxes are real. And there are so many of them. And all of the coverage mandates are real, making worse the biggest problem of our health insurance industry. I'm open to people disagreeing. I'm always happy to learn from those with opposing views. But there's just so much BS on the topic that nobody even tries. It's a fact that Obamacare will increase the cost of insurance for all. It's a fact that, if coverage for all is the goal, there are better ways to go about it.

[I wish I could obey forum rules]

Re: Obamacare mandate on business

Colleges are starting to reduce work hours now as well.

Expect a big rush soon of places moving like a stampede


http://www.breitbart.com/Big-Government/2012/11/21/Surprise-PA-College-Slashes-Hours-To-Avoid-Obamacare

Everything bad in the economy is now Obama's fault. Every job lost, all the debt, all the lost retirement funds. All Obama. Are you happy now? We all get to blame Obama!
Kemp currently not being responded to until he makes CONCISE posts.
Avogardo and Noir ignored by me for life so people know why I do not respond to them. (Informational)

Re: Obamacare mandate on business

> Justinian I wrote:

> If it's $1,500 a year, then it's pretty easy on minimum wage. You just need 3-4 roommates, and I have no sympathy for idiots who get married and have kids while living on minimum wage.



with minimun wage being 7.25 atm, assuming you work exactly 40 hrs per week and do not take a vacation or any time off for that matter you will make before taxes 15,080.

now at 300$ a month and a deductible of 1500.  assuming you have to use it and spend the whole deductible, comes out to be $5,100 anually, this is for single person, not a family unit which is much more expensive.  tack on taxes and you just lost about 50% of your pay check. leaving you about $7,700 to spend for the year.  an average apartment along with utilities is around $700/month for a 1 br. 

oops you just lost your living space. 

all this is doing is making poor people poorer and hoping they die off faster so the rich can rape there corpses.

Important principles may, and must, be inflexible.
Abraham Lincoln

35 (edited by Justinian I 26-Nov-2012 19:57:17)

Re: Obamacare mandate on business

Skulls,

I pay ~$1,200 on health insurance and ~$1,000 on car insurance annually. My rent expense is $2,800 a year, or $700 month for a two bedroom unit/3 roommates. My utility bill ~$360 a year. My food expense is ~1,800 a year, or ~$150 a month. My gas expense is ~$600 a year, or $50 a month.

My total fixed expenses are thus ~$7,760. When we include taxes:

Federal Income Tax:
8,700 x .10 = 870
6,380 x .15 = 957
Total: 1,827

Social Security and Medicare:
15,080 x .062 = 934.96
15,080 x .0145 = 218.66
Total:  1,153.62

Total Federal + SS/Medicare: 2,980.62

State Taxes:
Lets just say 5%.
15,080 x .05 = 754

Total: $3734.62

So $15,080 - $3734.62 (taxes) - $7,760 (expenses) = $3585.38, or ~300.00 a month of extra income.

As you can see, cost sharing saves money. Although, in practice, I think I would get ~$600 of taxes back from the government. Additionally, I could also move to a state without state income taxes, or carpool with my roommates or use public transportation more often. Moreover, most full time jobs I get tend to pay at least $9.00 an hour here.

Re: Obamacare mandate on business

"My rent expense is $2,800 a year, or $700 month for a two bedroom unit/3 roommates"

...

"My rent expense is $2,800 a year, or $700 month for a two bedroom unit/3 roommates"

...

"My rent expense is $2,800 a year, or $700 month for a two bedroom unit/3 roommates"

...when did you move to Cuba?

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.

Re: Obamacare mandate on business

Yell,

I live in the U.S, lol. But you live in California, where everything is expensive.

Re: Obamacare mandate on business

He also lives with 3 other people in a 2 bedroom apartment.  Yay saving money!

<KT|Away> I am the Trump of IC

39 (edited by V. Kemp 26-Nov-2012 22:57:32)

Re: Obamacare mandate on business

Awww, poor babies! They're not satisfied with the standard of living they can provide for themselves, so they demand that successful people who worked harder than them and made better decisions than them subsidize their survival!

Forget dignity and self-respect! If there's enough crying babies voting, they can steal anything!

Undeath, his money would go much farther if he wasn't saddled with the costs of tens of millions of bums on government assistance who live better than him off of his labor. His problem is paying for government assistance, not lack of it. Government is not responsible for the rise of the middle class.

[I wish I could obey forum rules]

Re: Obamacare mandate on business

Kemp,

That's what infuriates me. I live comfortably, yet the government gives people assistance to buy a home. Seriously, wtf? People expect to live in a 2000 sq foot space all by themselves! And don't get me started on how people have children before they can afford them.

What's also ridiculous is that at minimum wage, ~24% in taxes is completely ridiculous.

Re: Obamacare mandate on business

I need that much space because I smell

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.

42 (edited by V. Kemp 27-Nov-2012 02:21:16)

Re: Obamacare mandate on business

It's more than 24% when you consider the many layers of taxation priced into the products you buy.

You aren't just taxed on bread. You're taxed on the land that produced it. The labor that produced it. The water that produced it. That permits to produce it. The gasoline to transport it. The labor that transported it. The land that sold it retail. The labor that sold it retail. Etc.

And there are plenty more I'm forgetting.

Because every layer (and more) of economic activity is taxed, the actual amount of the fruits of our labor which is ultimately stolen for government expenditure is far more than just state+federal income taxes +SS and other deductions.

This, like the actual details of Obamacare and our healthcare system in general, is a subject I'll bring up often; but literally nobody who disagrees with my libertarian leanings will ever comment on or dispute in any way: Our cost-of-living is insane, and we don't get a whole lot of quality-control for the money. I'm not suggesting I want to live a whole lot of other places with lower cost-of-living, but the fact is that many aren't all that bad and have costs-of-living that are a fraction of ours. And bringing up this fact has nothing to do with choosing here nor there: The point is that we're doing all kinds of things wrong, and we'd all get more for our money if we fixed those things.

Our cost of living isn't as high as it is because we have super quality controls on the safety of everything we buy. Frankly, those standards tend to be horrendously [un]enforced anyway. The Affordable Care act is one contributing piece of horrible legislation to our ridiculous cost of living and the decreased standard of living it forces on us.

But nobody will talk about the Affordable Care act specifically, or our cost of living. Because they don't know the facts surrounding these things when you get down to a specific level with actual facts and basic logic like "taxing it 40% more doesn't make it cheaper." So they retreat to talking points and faith in their political leaders, who they've raised to positions of faith because they're godless and scared of the idea of life in a godless universe without some authority--government--given limitless power to make the natural world fair and utopian.

[I wish I could obey forum rules]