Re: An easy explanation of insurance

First there was you and your doctor

This was the lowest real cost but highest obvious individual cost.


Then there was insurance and then your doctor.

This mitigated individual cost at a higher total real cost.

Now there is Government, then insurance, then your doctor.


This seems to be near free individual cost but is truly the highest real cost. There is the pay for the Government 'workers' and then the Insurance employees before a penny is ever spent on your healthcare.

Everything bad in the economy is now Obama's fault. Every job lost, all the debt, all the lost retirement funds. All Obama. Are you happy now? We all get to blame Obama!
Kemp currently not being responded to until he makes CONCISE posts.
Avogardo and Noir ignored by me for life so people know why I do not respond to them. (Informational)

Re: An easy explanation of insurance

and then everyone dies of bubonic plague

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Re: An easy explanation of insurance

I know what Einstein is trying to say. He's right... get rid of insurance - just have government, you and your doctor.

Re: An easy explanation of insurance

Our healthcare is going to suck worse than Britain or Canadas.  Or even France.

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.

Re: An easy explanation of insurance

I love how absolutely retarded human beings can be.

I don't like its effects, though.

Mace,

America has the best healthcare in the world because of free markets. It would be better if our markets were freer and our elected officials didn't stifle competition.

Every nation on the earth with socialized care has crappy healthcare because of those systems.

'nuff said.

And no, flawed, dishonest, and downright stupid measures of "availability" are not comprehensive ratings of healthcare.

[I wish I could obey forum rules]

Re: An easy explanation of insurance

the plural of "anecdote" is "data'

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.

Re: An easy explanation of insurance

i am glad you visited every country in the world to analyze their healthcare, kempy.

NEE NAW NEE NAW

Primo

Re: An easy explanation of insurance

He's got so many frequent flyer miles that American Airlines named a jet after him!

Make Eyes Great Again!

The Great Eye is watching you... when there's nothing good on TV...

Re: An easy explanation of insurance

Flint offers US-american readers "pictures". The only language most of them really understand wink
Btw. Flint is now a politican. The most simple message is the best.

Re: An easy explanation of insurance

[TI] Primo,

It's funny how you didn't propose any possible contenders for the top spot. Surely, if you weren't just being a dick, you would enlighten us rather than troll me and demand I research the obvious.

[I wish I could obey forum rules]

Re: An easy explanation of insurance

Norway

theres ur example kemp tongue we oh so socialist state...

LORD HELP OREGON

Re: An easy explanation of insurance

http://www.photius.com/rankings/healthranks.html

LORD HELP OREGON

13 (edited by V.Kemp 02-Jul-2012 11:13:13)

Re: An easy explanation of insurance

"The World Health Organization's ranking of the world's health systems was last produced in 2000, and the WHO no longer produces such a ranking table, because of the complexity of the task."

I mentioned this. You glossed over it.

"Dr Christopher Murray, Director of WHO

[I wish I could obey forum rules]

Re: An easy explanation of insurance

So you make (valid) arguments about why the ranking is complex and inacturate, why bother? WHO admitted it themselves. And you leap from that to conclude that US has the worlds best healthcare? Where is your basis?

LORD HELP OREGON

15 (edited by The Yell 02-Jul-2012 17:03:43)

Re: An easy explanation of insurance

1. We have 300 million people in our national system
2. Life expectancy is up there with Japan
3. Major killers are drinking, smoking, sitting on our ass, driving crazy, and staph.
4. Given guaranteed access to affordable healthcare, 99% of America will spend the savings drinking more, smoking more, sitting on our ass in front of bigger and better TVs longer, and driving better vehicles more crazily.
Staph is just something out of Quarantine yikes

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.

Re: An easy explanation of insurance

I should hunt down a medical office with a lot of Obama bumper stickers, enter, and demand my free medical service. When they try to tell me otherwise I will then freak out on them "why you ignoring the Supreme Court, now gimmee my free medical!"

Everything bad in the economy is now Obama's fault. Every job lost, all the debt, all the lost retirement funds. All Obama. Are you happy now? We all get to blame Obama!
Kemp currently not being responded to until he makes CONCISE posts.
Avogardo and Noir ignored by me for life so people know why I do not respond to them. (Informational)

Re: An easy explanation of insurance

Having been to a hospital in the USA. Its pretty decent. The American model delivers excellent results if you can afford it. Excellent. Almost Japan good. Better than Somalia. Definitely. However if you cannot afford... could almost be Somalia. You get some 22 year old assisted by his 13 year old cousin or wife, charging you 7 years salary to amputate your testes when you went in to pick up some cough medicine. Luckily in 10 years' time he'll be an excellent heart surgeon and will save the life of a fat smoker whose dad used to work for Enron and sold his stock early.

18 (edited by The Yell 02-Jul-2012 19:22:50)

Re: An easy explanation of insurance

Only until some green wackjob sues to let EPA ban superstrain antibiotics as slaughtering key viruses that cause mammals to evolve, and we all die of staph

don't laugh WTF is the DDT ban about

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.

Re: An easy explanation of insurance

I like cute foreigners like Mace who think that everything in the USA is uniform across the nation. big_smile

Newsflash: The USA is made up of 50 states. It's a big place. With a big population. And many differences across the nation.

And thanks for your stupid straw-man argument about a 13 year old doctor wannabe. Because, clearly, a free-market based healthcare system with safety-net asisstance for the poor inherently means child doctors! I'm enjoying this honest exchange!




Noir,

My basis is availability of specialists at the top of their fields and availability of technology that nations with socialist medicine cannot afford to provide for those on their state plans. My basis is the wealth of Americans purchasing technology in a free market vs poorer people purchasing technology in a free market. As it turns out, more money means more stuff. My basis is life expectancy after diagnosis with various ailments--a measure more of the effectiveness of care, not general life expectancy which is very problematic for a variety of reasons. My basis is people coming to the USA for top-level care a hell of a lot more than they go to Norway (if that's ever happened at all).

The question is, do you have any reason to doubt the consensus among doctors that the USA has the best medical care in the world, and that's why so many people come to the USA every year for care?

Granted, the USA has serious problems with its healthcare system. A lack of socialized medicine is not one of them. If not for massive government meddling and repression of the free market, the USA would have significantly lower costs as well. I do have very serious problems with US government interference in health insurance and medicine in general in the USA. But that's not the topic of this thread, and the solution to most of these problems is less government regulations stifling competition and inflating costs--not communist medicine where my political/bureaucratic overlords decide what I deserve.

Free markets result in better service and falling prices for all. If this is over your head, or you're just too much of a frightened baby to imagine government not wiping your ass, that's your problem. The notion that socialized medicine, not just a safety-net, is somehow advantageous is laughable. There's absolutely no basis except indoctrination and ignorance for these ridiculous claims. You have absolutely nothing to support your wishful thinking.

[I wish I could obey forum rules]

Re: An easy explanation of insurance

The DDT ban was about an EPA director going against his own advisors when he made the ruling. Helped he got a job paying hundreds of thousands the next year in a green group...


Funny also similar story with Asbesto's... two types of it, white and brown. One safe to even eat, the other cancer causing and not so safe to eat but they are both declared hazardous by an EPA director who went on the join a high priced law group suing about asbesto's making him millions.

Just saying I want to be the next EPA leader... I will declare Liberalism toxic and get my cushy pay from a pyschologist outfit... errr... help remove the toxicity from civilization..

Everything bad in the economy is now Obama's fault. Every job lost, all the debt, all the lost retirement funds. All Obama. Are you happy now? We all get to blame Obama!
Kemp currently not being responded to until he makes CONCISE posts.
Avogardo and Noir ignored by me for life so people know why I do not respond to them. (Informational)

Re: An easy explanation of insurance

Free market gives the best TOP level service, and thats in the US, I do not contest that, but best healthcare for the overall/average population is not in the US and u know this.

LORD HELP OREGON

22 (edited by V.Kemp 03-Jul-2012 03:04:34)

Re: An easy explanation of insurance

Free market gives the best to everyone: It increases the quality of care available to everyone, and brings down the price of this care.

I had more than a million dollars of medical care done little more than a decade ago, 100% covered on my father's lower-middle-class healthcare plan (I was 16 at the time). His premiums didn't go up a dime. And they'd be lower if our federal government didn't stifle competition and restrict coverage options.

This was top-end care using top-end imaging equipment and specialists. Even other hospitals nearby (in the USA) didn't have the stuff used to save my life. Nobody is donating top-end equipment, specialists, or surgeons to nations with state-run healthcare. They just don't have it. And, stuck with bureaucratic rationing boards, most individuals in these nations don't even have the option to prioritize medical insurance/care to gain access to better care. It's harder for people in nations with socialized care to attain top-level care than it is for people in freer nations; in nations with socialized care, individuals' purchasing power is diminished by higher taxes used to finance their inefficient and low quality state-run care.

Objections to socialized care are both pragmatic (free market delivers better care for less money) and moral (loss of choice, loss of liberty: Even if you prioritize healthcare, your ability to attain it is greatly diminished by taxes and the increased price of high-end care in these nations).

You're just making up how supposedly "out of reach" top end insurance, and thus access to top end care, is in America. And ignoring that most of us support safety-net programs to aid the poor.

You're ignoring all the mechanisms by which the free market provides better work/service/products at lower prices. Stop ignoring them.

[I wish I could obey forum rules]

Re: An easy explanation of insurance

I don't have a problem with a free market medical system. I also have no problem with a free market supermarket/grocery sector. However the problem is I don't think Walmart value is an acceptable level if healthcare for the poor.

Re: An easy explanation of insurance

I never heard anybody died at Walmart drinking embalming fluid.

Has happened at LA hospitals

The core joke of Hitchhiker's Guide to the Galaxy is that of course no civilization would develop personal computers with instant remote database recovery, and then waste this technology to find good drinks.
Steve Jobs has ruined this joke.