shouldn't be any mass health plan for anyone

Assuming we had to have a mass plan for everyone, I would advise people to look at the Massachusetts system.  Right now, if you are working and making an "ok" living with a lot of student debt you might get a salary with a benefits plan if you are very lucky and at the top of your class.  Your benefits plan is the worst piece of crap there is with a $5,000 deductible because most companies who offer benefits are only giving the super saver plans.  Instead, the people who choose not to work (not the people who can't work (( for legitimate reasons))  or won't work for minimum wage) get the commonwealth health care plan which is far superior to any plan given away to most educated workers  (unless you are union and get paid six figures for doing nothing all year around get amazing benefits).

Otherwise, sorry for my rant Flint.  I assume you are saying this is your idea of a health plan for the masses if we have to have one.  I agree with number 2 about risk factors and agree with number 3, 5, 7 and 8.  I disagree with 1 on the limited basis that 2 can cancel it out.  Don't make a government mandate saying you [edit] have to sell something to people after the housing fiasco the Clinton administration got us in. 

As to 4, I agree tort reform has to be done but it's simply not realistic.  The only way you would get tort reform is if you were succesful in changing the healthcare system so i'll curb that until that happens.  I'm not sure also what you mean by tort reform but there are a lot of caps on damages right now against doctors and charitable corps and others.

As to 6, I don't think I could agree with you there.  It's not rocket science to take vitals or perform simple tests but to enact that change you would be required to go against a lot of hospital policy etc and it would stir up a ton of negligence claims.