pop banking is way more complicated and harder to do succesfully. it requires a lot of activity and if you mess up it could cost you dearly.

pop banking is a delicate balance but if you reach it you make more.
for a normal just for fun player it's probably better to go cf banking since it doesn't require as much attention and stuff.

and mostly if you go to war and have a pop banker in your fam he will be the first to be hit. so another plus of pop banking is being a shield for other bankres?

I wont read it, but will say this.

75% of the m00lar error we were 85% cf based bankers protected by camaars. When there were 20 player fams we had 2 pop bankers and 6 cf bankers, when it went down to 14 or 15 we went with 1 pop banker and rest cf bankers. I do believe in having 1 especially in a large gal. Also I remembered some really old players from the betas use to make some cf's on their new planets till the pop was moving, so i came up with a way to start off with cf/rc and switch over to lq/to very effeciantly without slowing down in income and all the while having very fast growth. U take the best pop banker u think is out theer and have him start off pop banking right away and i gurantee u starting off cf and swithcing over ill pass him in pop and income by mid 2nd week and by alot. Use to look out of place with me or a banker i had switch over in my fam being 3x bigger in nw then the 2nd nw guy:)

another thing its not hard to pop bank, evan if u want to start off right away, u need to get half built asap and that means cf's so u can explore and get pop moving or get your attacker to explore for u, either way  u just keep your pop on the new p's moving and pop on your main p moving up to  acertain pop u chose. dont invest into welfare till after your 1st jump and invest into w/e even afterwards. have more lq's early on vs to's by far and as round goes on slowly lower the ratio to where u want it, mayeb 60/40 lq/to%

> Zidi wrote:
> Also, to make it clear.
>you'd need 6 cf's, with 2 rc's to make 115.2 gc
>youd need 1 lq .8 a to, and .8 farm on someone else lets say to make 115.2gc
> so thats 1.8 vs 8 OB Kills you.

You are actually forgetting both research, food cost and the differences in investment cost to built the infra. Your cf banker is making 40 rp/tick a tick also, your popbanker is investing this. Furthermore the food cost for this setup are 16 GC per LQ (assumed a food price of 0.2). In your example the net incomeof 115.2 gc is achieved when having:

3.3 lq ; 2.64 TO
Income will be 171 GC > 40 GC goes to science, 16 GC goes to food, leaves you a net income of 115 GC

Thats 6 vs 8 buildings in favour of pop banking

Considering Race 50% income, researched income to 60%, researched construct to 60% Pop banking will out compete cf banking at 13% welfare. And that is with food at 0.2. Considering imho a more realistic foodprice of 0.3 means you will break even on income at 30% welfare and for food at 0.4 you will break even at welfare 70%!!!

Now for the overbuilding. Your % penalty is indeed bigger but buying 6 CF and 2 rc cost you 920 gc, 8 endu and 60 iron, while buying 3.3 LQ and 2.64 TO cost you 1200 GC, 122 iron and 5.94 endu. That difference in iron will kill you much faster (the whole round) than OB cost, which become more important further into the round.

As you suggested in the other topic i should let pop bankers OB 300% for 100 planets and compare. When including research, food and infra upkeep the infra ratio popbanking vs cf banking would be 6 : 8 meaning 300% OB vs 433% OB ( I assume a planet size of 250)

The pop banker has 1000 buildings and the cf banker has 1333 buildings. Now double infra on 100 planets:
cf banker
100 * 153295 gc * 5.33 = 81.7 Mill GC
100 * 9998 iron * 5.33 = 5.3 Mill iron
100 * 1333 endu * 5.33 = 710K endu

pop banker
100 * 200000 gc * 4 = 80 Mill GC
100 * 20333 iron * 4 = 8.1 Mill iron
100 * 990 endu * 4 =  396K endu

CF banking is having higher OB but the OB doesn't kill you at 300% vs 433%, next step is 700% OB vs 966% OB

sidenote   : playing the food market isn't relevant, everyone can play it with any strat
sidenote2 : i consider income the net income you make substracting all expenditures (researh, upkeep of infra and food cost)
sidenote3 : "When jumping an LQ player, u pop there op and decrease there unit count to increase the construction and decrease empire size costs, you dont get that option as a cf banker" Haven't thought of this yet, will try to incorporate it in calculations. I wonder how big the effect is because at 60% the relative increase in research becomes harder and harder.

Very interested in your spreadsheet. Did you incorporate research investments in your calculations? You can check my msn/email adres at my profile. I prefer email btw, gives more time to find flaws
Your point about investing in research in waves does to me atleast not seem a real advantage over cf. As a cf banker you would pile up money while research goes up until desired levels. The pop banker would invest money for research until desired levels and when he hits that level he still needs to save up money for infra.

i still say a person that can be active can make more money as a pop banker, because it really takes the time to keep up with your rising pop and need of TO's and LQ's at the right times to be effective, but if your not so active then CF can suit you just fine.

so basicly if your an inactive hack, then you need to be CF, if your an active person, that wants to do the best you can, and make the most money you can, for your family..... then you should be a POP/banker.

LOL, i give up. In the simulation CF and pop banker are growing almost evenly fast to 3100% OB and in NW. Only the pop banker has twice the income. Given the fact that you have to support units and aid fam pop banking is indeed best when passing 1.5 - 2 Mill NW. I could run some specific simulations if someone wants more info.

BTW, the pop banker hit over 35 MILL GC NET at 3100% OB and 100 planets in the simulation. Nice side note. When starting with 50 Mill GC and 100 planetsit takes you 1 Month to reach 3100% OB, when just building infra. Might consider that when having new player coming in midround.

light guns - that's how max got to 700% ob on 250 planets and was making 30m gc a tick last round
Also how zidi tripled every pop banker in MW by NW and by income while in a family with 6 people in it
Just did it with pop - amazing what 4 days of savings can do for a new guy with a bunch of planets

pop banking is the biggest waste of money! doesn't pay for itself until 28-30 hours. Buildings take longer. Requires alot of food, totally un-economical.