I think it's funny that people still pop bank with the new system 
We're working on a compensation so that pop banking is a decent option, but the way it stands having a pop banker in your family ruins your morale. Unless you're either operating under the idea that you're going defensive (completely valid method of gameplay, not sure why people hate it) or you go into it planning to kill pop to get a morale boost for fights...which would also be completely valid.
See all other iterations of "It's not our fault that you keep trying to play with this system the same way you did the old system."
<KT|Away> I am the Trump of IC