The reason people IA and multi is the symptom of the actual problem and not the problem itself. The problem itself is that when a fam gets too big the round gets ruined so people try to do things to even the scale. The way to do this is to have a bigger impact on morale from a big fam attacking a small fam therefore giving the smaller fam more of a fighting chance and never a feeling of all hope has gone. therefore morale reduction should be based on fam sizes and also player sizes. E.g. if you attack a fam half your size and a player less than half your size you should lose your morale in 2 attacks because an IA and multis are usually the result of the game feeling too stacked against them that they need to do something to even the score