Just an idea, but maybe adding some of the following that can be upgraded would be nice.

Fighter base attack: Say the 1st level would get you to 10.2% and cost 15k gold, 2nd level getting you to 10.4% and cost you 50k gold. and just keep compounding the costs to make it more difficult to raise. Also, putting a cap on it would be ideal.

This would go for Fighters, Soldiers, and Droids, and should have a separate column for each of their stats.

So that way if a banker wanted to have figs but was not planning on being offensive, he could just raise the defensive stats of his fighters.

Just an idea....not sure if people would want it because obviously the larger families would start to get the benefit of this over smaller ones i am sure.

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On a side note, maybe to ease that side of things, say every hour each family member could go into a "roll call" and check in. This would give a certain amount of "science points" that the leader could then assign to one of the specific stats (even add in income or something else) that would give benefit to the more active of fams.