"Lets suppose that a military unit is suddenly attacked by superior forces, and death is a likely possibility. The leading commander is a total idiot, is freaking out, and no one trusts him to guarantee their victory and survival. Lets then suppose that a more intelligent and charismatic member of the unit assumes command, simply because the soldiers trust him more and admire his control over his emotions. The resulting outcome is he develops a strategic and tactical plan to defeat the enemy, and is victorious with minimum losses. What happens to the military unit, the commander who emotionally broke, and the lower ranked man who assumed command?"
Strategic orders aren't issued at the field unit level.
Any noncom with a wimp for an officer is trained to grab the wimp into a huddle and twist his balls until he issues the noncom's plan as the officer's orders.
An officer hell-bent on suicide will be abandoned by his men.
If its an American unit, barring direct involvement by the White House, air support will be forthcoming.
Deci, there are no civilians just enemy irregulars who haven't enlisted yet.