You didn't actually answer the issue in his scenario.  Plus, does anyone else notice the irony of someone saying that another person is "complicating things unnecessarily," followed by a reexplanation that is nearly 3 times the word count of the other person's explanation? 

First thing's first: This proposal is not, and should not be interpreted as, a barter economy.  At best, the proposal is simply an intermediary currency to compete with the dollar.  At worst, it's an overreaching bureaucracy (more on that later).

A currency is simply an intermediary good in an exchange which largely holds its value due to its intermediary status.  If you were the only person in your credit exchange, your credits would be meaningless because, without traders, there's only one use for your credits: http://www.youtube.com/watch?v=ZIniljT5lJI

Just like a dollar, a credit in your system has little, if any, inherent value.  Its only purpose is to compensate one party when they want to donate goods and obtain "credits," which is insanely analogous to the act of selling a good and obtaining dollars which can be later resold for items.

So yeah, this isn't a barter bank.  It's just a new currency you're trying to push.  More later.

"K is for kookie, that's sometimes good for..."

No, this thread sounds terrible.

Considering the Egyptians just ousted their second President in 5 years through popular protest, the edit to this post is an entirely unwarranted attack on them to say they're all talk!    (This is directed at Gwyn, not IC Death)

That is all! 

... so I didn't have to pre-pay the power bill for the electric chair I just installed?  Damn it!  X(

Render, do you mind if I edit your post to add in C's where appropriate? 

Fine, Key, making me have to actually do my job.

Warned for personal attacks, Key.

... what the hell is this thread?!?

*ditches this tea party in protest of the use of terribly environmentally unsafe cups*

*starts popping the popcorn*
Oh, this should be fun.

Best... idea... ever!  *waits for another forum mod to facepalm and remove the tag point issued*