Lizon you are partially correct.
A quick and easy solution, and the reason why Medical Costs are so high.
Right now you have insurance, typically, this insurance determines where you will go for treatment. The government also guarantees a certain amount of money to the hospitals. They can keep their prices up expecting x amount from the government and use it as a hedge against insurance efforts to lower costs.
Further even if qualified many doctors are prevented from practicing multiple types of practices. Further affecting the whole industry is the last one reducing choice: Lawsuits are forcing many doctors to types of practices that are less likely to be sued.
So now the answers:
Private health care accounts
Preventing Lawsuits for pain and suffering (So long as it is not longterm and was from malpractice)
Capping the amount from Lawsuits
Capping the number of lawsuits and individual may file.
Making a minimum skill requirement for all doctors
Now to skip past the lawsuits, this will give doctors the ability to practice in the fields they were driven out of. The minimum skill requirement is that all doctors can treat as a General Practitioner at need.
Now to get to the truest of the fixes.
The individual health care account is a set of funds, from your own income (Or social security if disabled) whether a fixed amount or a percentage, capped or not... which is REQUIRED from all Americans... the amount is not so important, $1000 a year to $5000 a year is probably an ideal range...
The core of the method is simple. You are spending your own money, you will watch prices yourself. This means if you need 5 xrays for a tooth you will price it around town, and even out of town if the prices on xrays are to high in your town.
Where before your local hospital could be guaranteed to get you if in a small town, now they must compete for higher priced services with those outside of town who might offer a deep discount for that service.
Where before each of the three hospital chains in your major city might have a fixed pool of persons, and be able to adjust their prices to get more persons after a few years if they lose a large enough slice, now all three will be forced to compete with effort for the customers who will grow savvy of the prices of each hospital.
You see the pharmacies were first... it was to easy to open one, to easy to run them, to easy to have competition run you over for charging to much. Thats how come Walmart, then others, was able to lower it's prices so significantly. It had to compete for pharmaceutical customers.
Now I can, and will if asked, go on in great lengths on how socialized medicine fails. I am not against a safety net, and indeed I have been a beneficiary of that safety net myself.
Everything bad in the economy is now Obama's fault. Every job lost, all the debt, all the lost retirement funds. All Obama. Are you happy now? We all get to blame Obama!
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